As a fitness instructor, whether self-employed or working as an employee in a fitness center, it is important for you to purchase an insurance policy for yourself from a reputable insurance company before even beginning your career. In doing so, one of the basic insurance covers that you should consider and include in your policy plan is fitness instructor liability insurance.
In fact, in the UK, fitness instructor liability insurance is a essential requirement for all professional instructors, be they fitness instructors or personal trainers. Therefore, if you are a professional fitness instructor bent on getting a job with a fitness center or gym, you will need to get this cover as it is one of the fundamental criteria that will qualify you for the job.
There are basically two types of fitness instructor liability insurance available to fitness instructors; public liability insurance, and professional indemnity insurance. Public liability insurance provides cover for claims of bodily injury or property damage, arising while carrying out fitness exercises or activities, and made by clients or third parties; whereas, professional indemnity insurance provides cover for liabilities resulting from professional breaches in an instructor’s career.
As a fitness instructor, you can easily include both types of fitness instructor liability insurance mentioned above in your insurance policy, especially if your job involves instructing clients on how to maintain their body fitness, as well as giving them professional advice. Apart from these, there are also other available liability insurance covers such as the employees’ liability insurance cover which should seriously be considered if you have employees working for you.
To get more information about fitness instructors liability insurance policies, you may request an online insurance quote.